Additional Products & Services

 

Investment & Banking Services

  • Fee Based Financial Planning
  • Asset Allocation Analysis
  • Private Wealth Solutions
  • Variable Annuities
  • Tax Sheltered Annuities, 403(b) Plans
  • Brokerage Accounts
  • Stocks, Bonds & Option Securities
  • Municipal Bond Securities
  • Real Estate Investment Trusts
  • Alternative Investments (Exploratory Oil & Gas)
  • Banking Services (Money Market & Certificate of Deposits)
  • Mutual Funds (Open & Closed End)
  • Exchange Traded Funds
  • Professionally Managed (WRAP) Accounts
  • Employee Stock Ownership Plans (ESOPs)

 

Retirement Plans 

  • Traditional IRA/Roth IRA Account Establishment
  • IRA Consolidation/Rollovers
  • SEP IRA/Simple IRA
  • Spousal/Stretch IRAs
  • 401(k) Retirement Plans
  • Selective Executive Retirement Plans
  • Deferred Compensation Plan Design
  • Profit Sharing Plans
  • Pension Transfer/Rollovers
  • Pension Payout Alternatives
  • Lump Sum Pension Distribution
  • Retirement Plan Distribution & Monte Carlo Simulation Analysis
  • Defined Benefit Plans (Consultation & Design)
  • 412(i) Benefit Plans 
 
 Individual Insurance
 
  • Term Life Insurance
  • Whole Life Insurance
  • Variable Life Insurance
  • Universal Life Insurance
  • “2nd to Die Life” Insurance
  • Fixed Annuities
  • Health Insurance
  • Medical (Full & Partial) Insurance
  • Disability Income Insurance
  • Long Term Care Insurance (Multi-Life Long Term Care w/Simplified Underwriting)
  • Dental Insurance 
  • Mortgage Protection (Funded by Life & Disability Income Insurance)
 
 
Business Insurance
 
  • Business Continuity (Buy/Sell) Funding
  • Key-Person Life Insurance
  • Split-Dollar Plans (Funded by Life Insurance)
  • Section 162 Executive Bonus Plans
  • Disability Income Overhead Expense Insurance
  • Salary Continuation Plans

 

Group Insurance

  • Group Major Medical Insurance (Group Health Insurance)
  • Group Short & Long Term Disability Insurance
  • Group Term Life Insurance
  • Group Long Term Care Insurance
  • Group Accidental Death and Dismemberment (AD&D) Insurance
  • Group Dental Insurance
  • Flexible Benefit Plans (FSA’s, PCA’s and HSA’s)
  • Supplemental Disability Income Insurance Plans

 

Estate Conservation Strategies

  • Irrevocable Trust Estate Planning (Funded by Life Insurance)
  • Current Estate Plan Review
  • Dynasty Trust Planning
  • Estate Tax Reduction Plans
  • Charitable Estate Funding

 

Additional Benefits

  • Business Succession Strategies
  • Charitable Giving Strategies
  • Education Funding Strategies ( 529 Plans, Coverdell Education Savings Accounts)
  • Cash Flow Analysis & Guidance

 

Please Note:

I will work with you and your tax and legal advisors to help you select the most appropriate product solutions to suit your specific needs and circumstances.

Some health insurance products offered by unaffiliated insurers through the Enterprise General Insurance Agency, Inc., 300 Davidson Ave, First Floor-East Wing, Somerset, NJ 08873