MetLife of Southern California

"We're A Lot More Than Just Life Insurance"


Jeffrey P. Newitt, CLTC, CMFC®

Financial Advisor

MetLife Securities, Inc.   

 Investment Adviser Representative of MetLife Securities, Inc., a Registered Investment Adviser

Registered Representative of MetLife Securities, Inc. 

 Financial Services Representative of Metropolitan Life Insurance Company (MLIC)
 
California State Insurance License # 0F28763



 


"With Integrity & High Standards Of Excellence, I Try My Hardest To Enrich Lives By Providing Financial Advice, Education & Customized Soultions To Meet The Unique Needs Of My Clients & Their Famililes."
 

  "Your Referrals Are Welcomed & Appreciated."  

Why Use an Investment Adviser Representative or Financial Advisor?       

     There are many reasons for utilizing a financial services professional to assist you in managing items such as your investments, insurance, retirement goals, estate strategies or even using a professional to manage your overall financial position. Many people leverage the resources and strength of a leading financial institution to help them meet their current and future financial goals. MetLife has been in business for over one hundred and forty-four years and this doesn't happen by mistake. We have found that the reasons our clients have utilized our services include:

Potential Personal Risk: Experience and skill should be a foundation for managing the funds an individual and their family will rely opon for their future financial security. Our clients look to us for assistance rather than risk their future on their own endeavors alone.
 
Lack Of Personal Time: Properly managing your financial well-being and the appropriate holistic financial strategies takes time and experience that most people do not have or do not wish to commit.
 
Lack Of Information: Although the internet and financial programs have made information about companies more readily available, the real information upon which financial decisions should be based, must still be obtained through direct contact with companies, extensive research, and skilled analysis completed by financial services professionals. 
 
Personal Financial Services: Since we maintain a close, personal relationship with our clients, we are often asked for advice on a broad range of financial matters. We can help a client in the overall coordination of their personal retirement accounts, insurance protection, investment plans, cash flow analysis, tax reduction and estate conservation strategies. 
 
Leveraging Upon Experience: We utilize a team approach. With our organization, research department, case design and case consultation units there is extensive experience built upon a variety of different business backgrounds, disciplines and specialized financial education. In effect, our clients are leveraging their personal financial strategies by entrusting us with the management of their overal financial position and we help them to achieve their desired financial goals and dreams.
 
You Ask: What Is Our Investment Process?
 
  
(Wealth Management Services - MetLife's Proprietary Platform For Investing That Provides Index, No-Load & Load Waived Fund Investments. These Investments Are Rebalanced Periodically By Lockwood Adivsers, Inc., According To A Clients Investment Policy Statement, Risk Tolerance, Investment Profile & Investment Objective.)
 
Step 1: Determine Your Risk Profile - Through personal consultations with a client, we will develop a personal profile of their individual investment goals, needs, objectives, time horizon, and attitude toward investing. 
 
Step 2: Develop Your Asset Allocation Policy - We will develop a personalized asset allocation policy based on the client's investment goals, needs and objectives which were identified in their personal profile. This policy attempts to maximize investment returns, relative to your risk tolerance, through careful, diversified allocation of suitable fund and index investments. However, it is important to note that diversification does not eliminate the risk of loss or portfolio decline.
 
Step 3: Implement Your Policy - A client’s asset allocation policy will be implemented by investing in a fee-scrutinized, well-diversified portfolio that spans multiple asset classes and investment styles, such as, strategic (passive management) or tactical (active management) strategies. Assets within their portfolio will be managed by some of the country's preeminent money management firms and strategists.
 
Step 4: Monitor and Rebalance Your Portfolio - A client’s investment portfolio will be carefully monitored on an ongoing basis to ensure that it remains consistent with the agreed-upon asset allocation policy. If the relative value of investments in their portfolio changes enough to become inconsistent with this policy, funds are reallocated within the client’s portfolio as needed.
 
Step 5: Report the Results - We will communicate with our client on a regular basis and provide a comprehensive reporting package, such as, account level performance reports and statements providing details of your account. This comprehensive reporting package includes a total asset value and a record of all transactions that occurred during the reporting period. On an annual basis, it is important to conduct a review meeting to determine if anything has changed with respects to investment goals, needs, objectives, time horizon and attitude toward investing. If changes occur, which does happen, we are then able to make the necessary adjustments to the positions in a client's portfolio.
 
Thank you for visiting my website and do not hesitate to call me as I look forward to hearing from you!
 
Jeffrey P. Newitt, CLTC, CMFC®


*We will work with you and your tax and legal advisers to help you select the most appropriate product solutions to suit your specific needs and circumstances.

I am licensed and registered to offer products and services in [AZ, CA, ID]. Licenses and registrations will vary by representative and some representatives may be licensed and registered in additional states. Please contact this office for further information.

L0411177841[exp0812][All States][DC]

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