MetLife

"We're More Than Life Insurance"

 

  
 Jeffrey P. Newitt, CLTC, CMFC

Financial Planner

MetLife Securities, Inc.   

 Investment Adviser Representative of MetLife Securities, Inc., a Registered Investment Adviser

Registered Representative of MetLife Securities, Inc. 

 Financial Services Representative of Metropolitan Life Insurance Company (MLIC)
 
California State Insurance License # 0F28763

 
 

 

 

 

 "Your Referrals Are Welcomed, And Appreciated."

 

"A Commitment To Ethics, Client Confidentiality & Suitable Recommendations Are Integral Components To My Financial Services Practice."

 

 
Why Use an Investment Adviser Representative or Financial Planner? 
 
There are many reasons for utilizing a financial services professional to assist you in managing items such as your investments, retirement funds or even using a professional to manage your overall financial position with a Financial Plan. Many people leverage the resources and strength of a leading financial institution to help them meet their current and future financial goals. MetLife has been in business for over one hundred and forty-two years and this doesn't happen by mistake. We have found that the reasons our clients have utilized our services include:
 
Potential Personal Risk: Experience and skill should be a foundation for managing the funds an individual will rely on for their future financial security. Our clients look to us for assistance rather than risk their future on their own endeavors alone.
 
Lack Of Personal Time: Properly managing an investment program takes time and experience that most people do not have or do not wish to commit.
 
Lack Of Information: Although the internet and financial programs have made information about companies more readily available, the real information upon which investment decisions should be based must still be obtained through direct contact with companies, extensive research, and skilled analysis. 
 
Personal Financial Services: Since we maintain a close, personal relationship with our clients, we are often asked for advice on a broad range of financial matters. We can help a client in the overall coordination of their retirement and investment planning and management.
 
Leveraging Upon Experience: Our organization and our research department, includes extensive experience built upon a variety of business backgrounds and disciplines. In effect, our clients are leveraging their investing efforts by entrusting us with the management of their investments.
 
Financial Planning: Through our Financial Planning Division, we can also create a full scope "Holisitic" Financial Plan for each client with the help of our Case Consultation & Case Design Units. Preparing a long-term financial plan is a complex process that involves careful consideration of both your short- and long-term goals. I will work with you to help you define your goals and objectives, thereby ensuring that your chosen path becomes the focus of your financial strategies. We will focus on retirement planning with respects to accumulation & distribution, risk management & insurance needs, tax considerations, estate conservation & legacy creation, cash flow analysis and if applicable, ways for your business to help you reach your current and future financial goals. (See Financial Planning Pyramid)
 
FP Pyramid
Financial Planning Pyramid
 
(From Pyramid Bottom To Top: Financial Position, Risk Management, Wealth Accumulation, Tax Planning, Retirement Planning, Estate Planning)
 
 
Our Investment Process:
 
Step 1: Determine Your Risk Profile - Through personal consultations with a client, we will develop a personal profile of their individual investment needs and objectives, time horizon, and attitude toward investing. 
 
Step 2: Develop Your Asset Allocation Policy - We will develop a personalized asset allocation policy based on the needs and objectives identified in their personal profile. This policy attempts to maximize investment returns, relative to your risk tolerance, through careful, diversified allocation of their investments. However, it is important to note that diversification does not eliminate the risk of loss. 
 
Step 3: Implement Your Policy - A client’s asset allocation policy will be implemented by investing in a well-diversified portfolio that spans multiple asset classes and investment styles. Assets within their portfolio will be managed by some of the country's preeminent money management firms and strategists.
 
Step 4: Monitor and Rebalance Your Portfolio - A client’s investment portfolio will be carefully monitored on an ongoing basis to ensure that it remains consistent with the agreed-upon asset allocation policy. If the relative value of investments in their portfolio changes enough to become inconsistent with this policy, we will reallocate funds within the client’s portfolio as needed.
 
Step 5: Report the Results - We will communicate with our client on a regular basis and provide a comprehensive reporting package, such as account level performance reports and statements providing details of your account - including total asset value and a record of all transactions that occurred during the reporting period.
 
Thank you for visiting my website and do not hesitate to call me as I look forward to hearing from you!
 
Jeffrey P. Newitt


We will work with you and your tax and legal advisers to help you select the most appropriate product solutions to suit your specific needs and circumstances.

I am licensed and registered to offer products and services in [CA]. Licenses and registrations will vary by representative and some representatives may be licensed and registered in additional states. Please contact this office for further information.

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